« See all blogs

Your Retirement Essentials

Retirement can be a scary transition to make, one that is very different to what your normal working routine used to be.

It can be difficult to know where to even begin to plan your retirement, and that’s not taking into account if you may move house, are wondering if assisted living is the right choice for you and how to keep healthy during your retirement.

Here are some retirement essentials to get you started in this new chapter in your life.


One retirement essential is to make a plan. Have a think about what you want out of your retirement, how active do you want to be?

Are you planning on staying in one place or travelling? Perhaps you’ll need to take a side job to supplement your retirement plan from time to time. How much money will you need to save? How do you plan to fund your retirement?

Once you have begun answering these simple questions, you will soon have a retirement plan in place.

Manage Money

We mentioned earlier about how you plan to fund your retirement and part of that and indeed a retirement essential is to manage your money.

Keeping track of your expenses, your income and your savings will be necessary during retirement.

To fund your retirement plan perhaps you are looking to downsize? Or give some money to family members?

At the start of your retirement you need to sit down and crunch the numbers so you know what you have and haven’t got.

Keeping Fit

It is a retirement essential to keep fit and healthy during retirement. If you do not then you won’t be able to enjoy your retirement, or tick off everything that you have always wanted to do.

Healthy meals, exercise, as well as looking after your mental health will help you enjoy your retirement to the fullest.

Join a fitness class, exercise your brain with puzzles or finally get round to the long distance learning course you’ve always wanted to do.

Social Interaction

If you do not have social interaction during your retirement then it can lead to loneliness, isolation and depression.

One retirement essential is to make sure you are socially active and interacting with people on a regular basis.

You have been used to going to work and seeing people every day, and you must continue to keep up these social interactions.

Visit friends, neighbours, local clubs. Nurture current relationships. Go out and make new ones. You can also keep in touch online via Skype, email and social media too, but it isn’t quite like enjoying a face to face meeting with an old friend and a cup of tea is it?


With these retirement essentials in mind you can begin to plan for the future and decide where your retirement will take you.